Security at BomjoPay

Your trust is everything. We protect your financial data with military-grade security.

We Make You Feel Untouchable

Security isn't just a feature at BomjoPay, it's a promise. We've built our platform from the ground up with security at every layer. Whether you're transferring money across borders or holding multiple currencies, your assets and data are protected with the same security standards used by the world's leading financial institutions.

Our Security Stack

End-to-End Encryption

All sensitive data is encrypted in transit and at rest using industry-standard AES-256 encryption.

Multi-Factor Authentication

Protect your account with optional two-factor authentication using authenticator apps or SMS.

Card Freezing

Lock or unlock your card instantly from the app. Full control over your financial tools.

Real-Time Monitoring

We monitor all transactions for suspicious activity. Fraud detection powered by machine learning.

KYC Verification

Rigorous identity verification helps prevent fraud and ensures regulatory compliance.

Secure Infrastructure

Bank-grade security infrastructure with 99.99% uptime and continuous monitoring.

Data Protection & Privacy

We comply with international data protection regulations, including the Nigeria Data Protection Act (NDPA) 2023. Your personal information is never sold or shared with third parties without your explicit consent, except where legally required or necessary to provide the Service.

All data is stored in secure, encrypted facilities with restricted access. We conduct regular security audits and penetration testing to identify and address vulnerabilities before they become problems.

Regulatory Compliance

BomjoPay operates in compliance with all applicable financial regulations and anti-money laundering (AML) requirements. We work with licensed banking and payment partners to ensure regulatory oversight and consumer protection.

Our platform undergoes regular compliance audits and we maintain the highest standards of operational security.

What You Can Do

Use a strong, unique password and never share it with anyone
Enable two-factor authentication for maximum account protection
Monitor your account regularly for suspicious activity
Keep your device software and apps up to date
Be cautious of phishing attempts and verify URLs before logging in
Use the card freeze feature if your card is lost or stolen

Report a Security Issue

If you discover a security vulnerability, please report it responsibly to our security team at security@bomjopay.com. We take all security reports seriously and will investigate promptly.

Please do not publicly disclose vulnerabilities until we have had time to address them.