Effective Date: August 18, 2026
BOMJO LTD is a Nigerian technology company operating BomjoPay, a multi-currency digital wallet platform that enables individuals and businesses to hold, send, and receive money across currencies via licensed payment partners.
BOMJO LTD is not a bank and does not hold a banking license. We are a technology provider, not a financial institution.
The regulated financial services that BomjoPay relies on, including funds custody, currency conversion, and payment processing, are provided by our licensed banking and payment partners. BOMJO LTD builds and operates the software layer that lets you access those services through one app.
When you use BomjoPay, your funds and transactions are handled under the regulatory oversight of our licensed partners, not directly by BOMJO LTD. This structure is common across the technology-driven financial services industry, and it means BomjoPay can focus on building a fast, reliable, and secure experience while the underlying movement of money is handled by institutions authorized to do so.
If you have questions about how BomjoPay is structured or which partners support a particular service, contact us through our Contact Us page.